How to Sell Your Financed Boat When You Still Owe

Money in the form of a boat representing a boat you still owe money on.

Selling a boat is a big decision. Selling a financed boat, one you still owe money on, can feel even more complicated. It’s completely normal to feel unsure about how to handle it. Between payoff quotes, lien releases, and title transfers, the process can look confusing at first glance. But once you understand how the […]

Top 10 Boating Destinations for Labor Day 2025

Couple Boating on Labor Day

Labor Day is when most people bid farewell to summer and open their arms to fall. It’s one last hoorah for the grills to come out, the docks to get busy, and for boaters nationwide to rev up their engines for one last long weekend adventure. If you’ve been thinking about taking your boat out […]

Tips for Smoother Sailing When Buying Your First Fishing Boat

Fishing Boat Exploring a Local Lake

You’ve watched the YouTube videos. You’ve spent late nights browsing boats for sale. Maybe you’ve even driven by the marina “just to look.” Now you’re getting serious. Buying your first fishing boat isn’t a casual decision, especially when it’s your money, your name on the boat loan, and your weekends at stake. At Rec Loans […]

Boat Loan Interest Rates in 2025

Boat Loan Interest Rates

Buying a boat isn’t just about horsepower or shiny gel coat. It’s about freedom. It’s about family weekends spent out where the Wi-Fi won’t reach. It’s about early mornings with a coffee cup in one hand and a fishing rod in the other. But before you can kick back on the water, most folks face […]

Boating Storage Tips to Keep Your Boat Organized

Tarp Used in Boat Storage

So you’ve just bought a new boat or plan on financing your dream schooner. Yes, the excitement is real, but your first point of business should be maintaining the value of your investment. You aren’t buying a boat for a season; you’re buying it for years of adventure on the water! Boat organization and storage […]

How to Choose the Right Boat for Your Lifestyle

Young boy Fishing on a New FIshing Boat

Owning a boat opens up a world of possibilities, from serene fishing trips and exhilarating water sports to leisurely cruises with family and friends. However, given the variety of options available, choosing the right boat that aligns with your lifestyle can be daunting.  Whether you seek a new or used boat, this guide will help […]

The Dos and Don’ts of Buying a Boat

A paper boat made out of money sailing on water.

So you’re dreaming of life on the open water, the wind in your hair and the gentle rocking of the waves. Owning a boat can be an amazing experience, but it’s a big investment that requires careful planning.  While we’re here to help you with understanding boat loan interest rates and the financing process, here […]

Navigating Boat Financing Rates and Options

Embarking on the journey of buying a boat is akin to setting sail on open water — it’s full of excitement, dreams, and the promise of adventure. However, unlike the simplicity of the wind guiding a sail, financing a boat involves navigating through a sea of interest rates, loan terms, and a plethora of financing […]

Understanding Boat Loan Interest Rates

woman calculating interest rates for a new boat loan

Buying a boat is the beginning of an exciting adventure, offering opportunities for relaxation and fun on the open water. For many individuals, financing your boat purchase is a necessary step. Understanding boat loan interest rates is crucial in making informed financial decisions. Let’s look at the basics of boat loan interest rates, and the […]