Bad Credit RV Loans

If you have a troubled credit history, it could make you think it would be difficult to obtain financing for a recreational vehicle (RV). Rec Loans 360 has a nationwide network of lenders, with a high volume of applications and approvals that allows us to give you the opportunity to purchase that RV you may have been hesitant to buy.

The truth of the matter is, that a low credit score means you went through a difficult time in the past and may have fallen behind financially. It happens to all of us, especially during these economic times.
Before you close your loan, you’ll need to provide these documents to verify your identity:

Bad Credit? Rec Loans 360 Can Help You Get an RV Loan!

We understand how uncomfortable a face-to-face application with your local bank or RV dealer can be when you have bad credit.

Our application process is simple. We work with credit scores as low as 550 with verifiable income.

Transparent Financing That Gets You Back On Track

The process is simple. You fill out our online application, one of our loan processors will reach out to you to discuss the information you submitted. We inquire about your goals and expectations. Consistent communication allows us to stay up to date on the same page throughout the whole process. 

Next, we find the right loan to fit your financial needs. Then you can compare rates and terms to find to find the best fit for you. If we receive a rejection, we can re-evaluate and start the process again.

Nationwide Approvals For Less Than Ideal Credit

With Rec Loans 360, you have a vast network of RV lenders nationwide. Our lending partners compete for your business and offer the best terms possible.

Most Answers
Within 24 Hours

Complete our secured online application and get a credit decision quickly. In some cases, we may need more time to obtain a credit decision. If additional information is needed from you we will contact you immediately. Once approved, you'll receive details about your loan offer and next steps. In either instance, you know what is going on at all times.

100% Online,
Financial Services

Anytime day or night, you can apply online at Rec Loans 360. You don't have to worry about feeling pressured to accept a loan offer. You get fast credit answers in the privacy of your home.

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Apply for Your New or Pre-Owned RV Loan With Rec Loans 360, Today

RV loans can be a comprehensive and sometimes troublesome process when you're not working with the right people. At Rec Loans 360, we want to provide the best RV financial options on the market through the easiest of means. A monetary win for you is a personal triumph for us, so we consistently work and collaborate with leading lenders to promote the best financial terms for you. Contact us today to start the process!

Relaxing man on infinity chair outside his RV in a remote forest.