Boat Loans

Are you ready to make some waves? You have come to the right place! Rec Loans 360 provides you with superior lending options for new or pre-owned boat financing. You are sure to enjoy the best interest rates in the industry. We deal with only the most competitive lenders out there.

Are you tired of waiting to find out what you qualify for? Apply now and see how easy it is to make your dreams a reality. Our simple application process removes the complicated hassles that have been keeping you onshore.

Boat Loans

We offer a wide variety of fixed-rate programs for you to choose from. Let us take the guesswork out of finding the right lender and help sail you through the process of selecting the financing program that suits your individual needs! Our network of lenders focuses on people in all credit variations and specializes in refinancing boat loans.

New Boat Loans

From the beginning of the journey to the end, we give you a hassle free experience. We offer competitive rates with flexible terms. Are you ready to dive into boat financing? Apply now and let us get you into the Captain's seat quickly.

Used Boat Loans

Buying a pre-owned boat is a big decision. And like with any big purchase, finding the right lender plays an important role in making that decision. In addition to lower down payments, flexible loans, and refinancing, Rec Loans 360 makes the financing process quick and easy.

Good Credit/Bad Credit Boat Loans

Rec Loans 360 works with all types of credit. Whether you have excellent or challenged credit, we are your answer to a quick, easy, and pressure free approval. We deal directly in boat financing, giving you access to a range of low rates and terms to meet your budget.

Boat Loan Refinancing

You're likely in a better financial situation than you were when you purchased your boat, so why would you want to stay committed to a loan that worked years ago but might not be the best boat loan option for you today? Rec Loans 360 offers refinance programs that could save you thousands of dollars compared to your current loan. Start your application today!

Set Sail Faster, With Rec Loans 360

Fast financing answers and great rates are all available at Rec Loan 360. You won't have to go through multiple credit checks to learn about your boat financing options. From sailboats to cruisers to fishing boats, Rec Loans 360 doesn't discriminate. Plus we offer our very best right up front to everyone regardless of credit score. For a super convenient and pressure-free experience, contact us today.

Our 3-Step Process Makes Loans Simple

A single loan application at Rec Loans 360 puts you in front of lenders nationwide. Here's how easy it is:


Apply through our secure online portal


Get matched with qualifying lenders for approval


Review your loan terms and sign the documents

Your time is valuable. Financing your boat should not feel like a second job. We not only simplify the process, but we give you access to:

Our research will save you hours of searching on your own for a competitive interest rate.

When you choose to work with a Rec Loans 360 agent, you are not just choosing a finance company, you are choosing a team of experienced boat financing specialists to guide you seamlessly through your boat financing process. Personalized service is what we do best, in a professional and efficient manner. We accomplish all of this without pressuring you to make a decision. Let us work with you today!