New Boat Lending

Are you ready to make some waves? Rec Loans 360 provides flexible financing options to get you out on the water.

Tired of waiting to find out what you qualify for? Rec Loans 360 will make financing your next boat a breeze. Set sail by starting our secure online application now. 


With Rec Loans 360, you receive superior customer service and fast application responses. With our nationwide network of lenders, you will have access to a wide range of boat loan terms and rates. Start your online application and one of our team members will be in contact with you every step of the way.

Why Choose Rec Loans 360?

Rec Loans 360 gives you the ability to secure your loan in 3 simple steps using your mobile phone or computer at a time that is convenient for you. Rec Loans 360 also gives you access to our national network of lenders. We have relationships with numerous marine lenders that finance people with a variety of credit circumstances.

Quick Approval

At Rec Loans 360 our approval process is quick and simple. Most applicants can get an answer within 24 hours after completing the application process.

Approval times may vary, depending on credit circumstances. The team at Rec Loans 360 is committed to staying in direct communication with you through the entire process and helping you find excellent lending options as quickly as possible.

Rates and Terms

Shopping for the best rates and terms for your new boat could not be easier. Let us help you find the lowest rate possible.

No matter your credit situation, Rec Loans 360 will work for you to find a lender that will meet your financial needs. Let's Get Started!

100% Online, Nationwide
Financial Services

Our secured online application lets you skip business hours because our process is entirely online. Feel free to find your new boat loan from the comfort of your own home. Day or night, you can apply for loan offers on your schedule. Working with us saves you time too because you don't have to approach multiple lenders one by one.

Pressure-Free Financing and Excellent Customer Service Gets You in a New Boat, Fast!

Rec Loans 360 eliminates the pushiness and pressures that dealership finance departments are known for. And there is no need to spend countless hours applying for your new boat loan through numerous financial institutions.

Our customer service is impeccable, and we always stay in constant communication throughout the loan process. You can count on us to answer your questions and secure loan options that offer you the best terms possible. 

When you work with Rec Loans 360 for your new boat loan, you’re guaranteed a transparent process with constant communication throughout the entire process.

Whether you have excellent or less than perfect credit, Rec Loans 360 can help you get the boat loan you deserve:

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Apply for Your New Boat Loan With Rec Loans 360, Today!

Fast financing answers and great rates are all available at Rec Loans 360. You won't have to go through multiple credit checks to learn about your boat financing options. Set sail faster with Rec Loans 360. For a super convenient and pressure-free experience, start your application or contact us today. Apply Now!

Family enjoying the weather on their sailboat