Bad Credit Boat Loans

Troubled credit history or low credit scores can make it seem impossible to obtain financing for a new or used boat. Rec Loans 360 makes it a possibility with our nationwide network of lenders to help you get the financing you need to purchase the used or new boat of your dreams.

The truth of the matter is, that a low credit score means you went through a difficult time in the past and may have fallen behind financially. With Rec Loans 360’s high volume of applications and approvals through our lenders, we’ve helped thousands of consumers overcome credit hurdles, allowing them to purchase the boat they deserve. Apply Now!

Why Rec Loans 360?

It’s understandable that reviewing your credit history face-to-face at your local bank or boat dealer can be uncomfortable at times with troubled credit. 

At Rec Loans 360, we work with credit scores as low as 550 with verifiable income. Our online application process takes the stress out of obtaining a loan.

24 Hour

Our secured online application helps credit decisions come to light quickly. After receiving your application one of our loan processors will contact you to verify your application information, go over your options and goals. While some applications may require more time, most applicants will receive a response to their application within 24 hours. If your approval requires additional information, we will reach out to you immediately. We always let our clients know the status of their application throughout the process.

Financial Services

Our online application services alleviate the pressure of dealership finance departments. You don't have to worry about feeling pressured to accept a loan offer. You get fast credit answers in the privacy of your home. With Rec Loans 360, you can take the time to understand your loan options and select a lender that best meets your current financial needs.

Network of Lenders

With Rec Loans 360, you have a vast network of RV lenders nationwide to help find a loan to overcome challenging credit situations. Our lending partners compete for your business and offer the best terms possible.

Transparent Financing, No Matter Your Credit Score

Our process is simple. No matter what your credit rating is, after you've filled out our online application, our loan processors will be in touch.

We will thoroughly review your application information, discuss your goals, and understand your expectations for your loan. 

At Rec Loans 360, we are committed to remaining as transparent as possible and will always keep you informed throughout the entire process.

Trust us to find a loan that fits your financial needs. Even if you are rejected by a lender, we can assess the situation and start the process again with another qualified lender.

Before you close your loan, you’ll need to provide these documents to verify your identity:

If we need any additional information to process your loan, we’ll let you know right away!

Contact Us

Apply for Your Boat Loan With Rec Loans 360, Today

Boat loans can be a stressful process without a qualified team on your side. At Rec Loans 360, we are dedicated to providing you with a simple application process that directly connects you to lenders that can work with your financial circumstances.

People jumping off their sailboat